When Your Partner Hides Purchases and Lies About Spending
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Your partner is struggling with mental health but refuses therapy or treatment. Learn how to support without enabling, when to give ultimatums, and when their refusal to get help becomes a deal-breaker.
⚠️ Important Relationship Advice Disclaimer: This content is for educational and informational purposes only and should not be considered professional relationship counseling, therapy, or mental health advice. Relationship dynamics are highly individual and complex, involving unique personal histories, attachment patterns, mental health considerations, and interpersonal dynamics that require personalized professional guidance. The information provided here does not constitute professional counseling or therapy and should not be relied upon as a substitute for qualified mental health care. If you are experiencing relationship distress, mental health challenges, patterns of unhealthy relationships, or emotional difficulties, please consult with a licensed therapist, relationship counselor, or mental health professional who can provide personalized support tailored to your specific situation. Every relationship situation is unique and may require specialized professional intervention. The strategies discussed here are general in nature and may not be appropriate for all situations, particularly those involving abuse, manipulation, or mental health crises.
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If your partner refuses to get help for their mental health: You cannot force someone into treatment, but you also don't have to stay in a relationship with someone who won't take responsibility for their wellbeing. After expressing your concerns compassionately, if they still refuse help while their mental health is damaging the relationship, you have three options: accept them as they are indefinitely, give them an ultimatum (therapy or the relationship ends), or leave. Staying and suffering in silence helps no one. Their mental illness is not their fault, but managing it IS their responsibility—and if they won't, you're allowed to protect yourself.
They're not okay. You can see it.
Maybe it's:
And you've tried everything:
But they keep saying:
And meanwhile, you're:
Here's the brutal truth you need to hear:
You can't save someone who won't save themselves.
You can't love someone into mental health.
And staying in a relationship with someone who refuses to manage their mental illness while it destroys your life is not noble—it's self-destruction disguised as loyalty.
Before we talk about your options, let's understand what's behind their resistance:
The belief: "Mental illness means I'm weak, broken, or crazy. Getting help means admitting something's wrong with me."
Why this persists: Despite progress, mental health stigma is real. Especially for men, people in certain cultures, or those raised in environments where emotions were dismissed.
The result: They'd rather suffer in silence than face the shame of "needing help."
The belief: "I don't actually have a problem. You're exaggerating. I'm just stressed/tired/going through a phase."
Why this happens: Mental illness can impair insight. The condition itself prevents them from seeing how bad things are.
The result: They genuinely don't believe treatment is necessary.
The belief: "If I go to therapy, I'll have to confront painful things. It's safer to just... not."
Why this happens: Therapy requires vulnerability and facing uncomfortable truths. That's terrifying for some people.
The result: Avoidance feels safer than confronting their issues.
The belief: "I tried therapy before and it didn't work. Why would it work now?"
Why this happens: Maybe they had a bad therapist, weren't ready, or tried the wrong type of therapy. But now they're skeptical of all treatment.
The result: Past disappointment creates resistance to trying again.
The belief: "I'm not suicidal or hospitalized, so I don't need therapy. Other people have it worse."
Why this happens: They have a threshold for "bad enough" that they haven't reached. They're suffering but normalizing it.
The result: They keep waiting for a crisis instead of being proactive.
The belief: "I can't afford therapy" or "I don't have time" or "I don't know how to find someone."
Why this happens: Sometimes this is legitimate. Therapy is expensive and finding the right therapist takes work.
The result: Barriers prevent them from seeking help, even if they're open to it.
The belief (often unconscious): "Why do I need therapy when I have you to talk to?"
Why this happens: You've been so supportive that they're relying on you for all their emotional processing.
The result: They don't feel urgency to get professional help because you're filling that role.
The belief: "I don't want someone telling me what to do or how to fix my life."
Why this happens: Therapy requires surrendering some control and being vulnerable with a stranger. For control-oriented people, this feels threatening.
The result: They resist treatment to maintain a sense of autonomy.
Let's be honest about what hasn't been working:
What you said: "Have you thought about maybe talking to someone? I think it could really help."
Why it didn't work: Too easy to dismiss or ignore. No urgency, no consequences.
What you did: Found therapists, sent them links, offered to schedule appointments for them.
Why it didn't work: You can't want it more than they do. If they're not motivated, your research sits ignored.
What you said: "If you don't get help, I can't do this anymore."
What happened: They promised to get help. Maybe they even scheduled an appointment. Then they canceled it or stopped going after one session. And you stayed.
Why it didn't work: Empty threats teach them your boundaries don't matter. They learned they can wait you out.
What you thought: "Maybe if I'm just more understanding, they'll eventually get help on their own."
Why it didn't work: Your patience became enabling. You're absorbing the impact of their untreated mental illness so they don't have to face consequences.
You have three paths forward. None of them are easy:
What this means: You stop trying to get them into therapy. You accept that this is who they are and this is what your relationship will be—with all the dysfunction, difficulty, and limitations that come with untreated mental illness.
When this might be appropriate:
When this is NOT appropriate:
The risk: Years of your life spent managing someone else's mental illness while your own wellbeing deteriorates.
What this means: You clearly state: "I love you, but I can't stay in this relationship if you won't get professional help. You have [specific timeframe] to start therapy and actively work on your mental health. If you won't, I'm leaving."
When this might work:
When this will NOT work:
The requirements:
What this means: You recognize that you can't wait for them to change. Their refusal to get help, combined with the impact on you, means this relationship isn't sustainable. You leave to protect yourself.
When this is the right choice:
Why this is valid: You're not abandoning someone because they have mental illness. You're leaving because they refuse to manage it while it destroys both of you.
The guilt: You'll feel it. It's normal. But guilt doesn't mean you're wrong.
If you choose Option #2 (the ultimatum), here's how to do it:
Not during:
Choose: A calm moment when you can have a serious, uninterrupted conversation.
Script:
"I need to talk to you about something serious, and I need you to really hear me."
"I love you, but your [depression/anxiety/anger/addiction] is affecting our relationship in ways I can't ignore anymore. I've watched you suffer, I've tried to support you, but I can't be your therapist. You need professional help."
"I've asked you before, and nothing has changed. So I need to be completely honest with you: If you don't start therapy and actively work on your mental health, I can't stay in this relationship."
"I'm not saying this to hurt you or manipulate you. I'm saying it because I'm at my limit. This is what I need in order to stay."
"I'm asking you to make an appointment within the next two weeks and commit to at least three months of consistent therapy. Will you do that?"
They might say:
"You're abandoning me when I need you most!"
Your response: "I'm not abandoning you. I'm asking you to take responsibility for your health. I'll support you through treatment, but I can't stay if you won't even try."
"I can't believe you'd give me an ultimatum!"
Your response: "I don't want to. But I've tried everything else. This is my boundary."
"I'll do it, I promise!" (But they've said this before)
Your response: "I appreciate that. I need to see you actually schedule an appointment this week and follow through. Words aren't enough anymore."
"You're making my mental health worse by pressuring me!"
Your response: "I understand this is hard. But me sacrificing my wellbeing while you refuse help isn't the answer. You need professional treatment, not just my support."
Vague doesn't work:
Specific works:
This is the hardest part.
If they don't schedule an appointment within your timeframe—you leave.
If they go to one session and quit—you leave.
If they keep making excuses—you leave.
If you don't follow through, you've just taught them that your boundaries don't matter.
And they'll continue refusing help because they know you'll stay anyway.
This is a common concern. Here's how to tell if they're genuinely trying:
✅ They scheduled an appointment without you nagging
✅ They attend sessions consistently
✅ They talk about what they're learning in therapy
✅ You see actual behavioral changes over time
✅ They're doing homework or exercises their therapist assigns
✅ If therapy isn't working, they try a different therapist or approach
✅ They stop blaming their mental illness for everything
🚩 They complain constantly about therapy
🚩 They miss appointments frequently
🚩 They say therapy "isn't helping" after 2 sessions
🚩 They refuse to do any work between sessions
🚩 Nothing changes in their behavior
🚩 They expect you to manage their mental health FOR them
🚩 They threaten to quit therapy if you "don't ease up"
If they're half-assing therapy just to keep you around:
That's not genuine change. That's manipulation.
Your response: "I appreciate that you're going to therapy, but I'm not seeing any real effort or change. If you're just going through the motions to keep me here, that's not sustainable. I need to see actual progress."
Some situations don't deserve second chances:
What this looks like:
Why you should leave: Mental illness doesn't justify abuse. Ever.
Your safety comes first.
What this looks like:
What to do:
Why: You cannot be responsible for keeping someone alive. That's beyond your capacity.
What this looks like:
Why you should leave: You can't fix their addiction. They have to want recovery. And staying enables them.
What this looks like:
Why you should leave: At some point, you have to accept that they're showing you who they are. Believe them.
If you've decided you need to leave, here's how:
Before you leave:
Script:
"I've made the decision to leave this relationship. This isn't a negotiation or a discussion—I'm telling you what's happening."
"I love you, but I can't stay in a relationship with someone who won't take responsibility for their mental health. I've asked you to get help, and you've refused. I need to protect myself now."
"I hope you eventually get the help you need. But I can't wait around for that anymore."
They might:
Your response:
Why: You need space to heal. They need to face the consequences of their choices without you rescuing them.
How: Block if necessary. If you must communicate (shared kids, lease), keep it brief and logistical only.
Whether you stay or go, you need support:
Why: You need professional support to process this situation, set boundaries, and protect your own mental health.
How: Find a therapist who specializes in supporting partners of people with mental illness.
Why: You need people who understand what you're going through.
How:
Why: You can't help them if you're drowning too.
How:
Your partner's mental health is not their fault. But it IS their responsibility.
You can:
You cannot:
If they won't get help, you have three choices:
All three are valid. None are easy.
What's NOT valid: Staying and suffering in silence while pretending this is sustainable.
Enabling their avoidance of treatment by absorbing all the consequences.
Sacrificing your life waiting for them to eventually get help.
You deserve a partner who takes responsibility for their mental health.
They deserve to face the real consequences of refusing treatment.
And both of you deserve better than this painful stalemate.
Sometimes the most loving thing you can do is let them hit rock bottom—even if that means you're not there to catch them.
Have you loved someone who refused to get help for their mental health? Did you stay or leave? What would you tell someone facing this decision now? Share your experience in the comments—your story might give someone else the strength to make a hard choice.
For more guidance on supporting partners with mental illness and protecting yourself, check out these resources:
Need help deciding whether to stay or go? Download my free guide: "The Mental Health Ultimatum: How to Know When to Stay, When to Give an Ultimatum, and When to Leave" and get frameworks to make this impossible decision.
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